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Lender Checklist: What You Need for a Mortgage

Buying a home takes ample planning. One of the first essential hurdles for Buyers to overcome involves obtaining the funds to purchase a home. Obtaining approval may be simplified by following the tips and suggestions offered by the NATIONAL ASSOCIATION OF REALTORS® and posted by David Stewart.

If you're considering the purchase of a home, condo, townhome or property in Lafayette, LA or greater Acadiana, contact us! We can provide the professional assistance you need and offer guidance to ensure you meet your goals. For a list of lenders who service the greater Lafayette, LA area, visit: www.iListForLess.com and select the RE-Sources link.

We set the standard for exceptional service in Lafayette, Abbeville, Breaux Bridge, Broussard, Carencro, Crowley, New Iberia, Opelousas, Rayne, Scott, St. Martinville, Ville Platte, and Youngsville. 

2314 Kaliste Saloom Road, Lafayette, LA 70508-6835 (337) 212-5373

Lender Checklist: What You Need for a Mortgage

  • W-2 forms - or business tax return forms if you're self-employed - for the last two or three years for every
    person signing the loan.
  • Copies of at least one pay stub for each person signing the loan.
  • Account numbers of all your credit cards and the amounts for any outstanding balances.
  • Copies of two to four months of bank or credit union statements for both checking and savings
    accounts.
  • Lender, loan number, and amount owed on other installment loans, such as student loans and
    car loans.
  • Addresses where you've lived for the last five to seven years, with names of landlords if
    appropriate.
  • Copies of brokerage account statements for two to four months, as well as a list of any other major assets of
    value, such as a boat, RV, or stocks or bonds not held in a brokerage account.
  • Copies of your most recent 401(k) or other retirement account statement.
  • Documentation to verify additional income, such as child support or a pension.
  • Copies of personal tax forms for the last two to three years.

This has been Reprinted from REALTOR® magazine (REALTOR.org/realtormag http://www.realtor.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2008. All rights reserved.

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David Stewart- Realtor

 

David Stewart

820 Oak Harbor Blvd

Slidell, LA 70458

(985)710-1728

dstewart.realestate@gmail.com



We set the standard for EXCEPTIONAL SERVICE in Acadiana!


i List For Less Realty is home officed in Lafayette, and services the surrounding communities of Abbeville, Breaux Bridge, Broussard, Carencro, Crowley, New Iberia, Opelousas, Rayne, Scott, Saint Martinville, Sunset, and Youngsville. 

2314 Kaliste Saloom Road, Suite 913, Lafayette, LA 70508-6835
(337) 212-5373

  

E-Mail: Mike@iListForLess.com

 

 

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DISCLAIMER: Mike Mayer and/or i List For Less, LLC disclaims responsibility for any of the content or opinions expressed in this blog, including, but not limited to content or opinions regarding any products or service mentioned. Mike Mayer and/or i List For Less, LLC disclaims liability for any damages or losses, direct or indirect. that may result from the use of, or reliance on, information contained in this blog. This blog may contain links to other web sites operated by third parties. These links are provided as a convenience to access the information contained therein. Mike Mayer and/or i List For Less, LLC disclaims any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content. Mike Mayer and/or i List For Less, LLC reserves the right to edit, remove or deny access to individuals or content that it determines to be unacceptable, including, but not limited to, any illegal, abusive, profane, rude, defamatory, or anonymous comments.

 Copyright © 2011 By Mike Mayer and/or i List For Less, LLC. All Rights Reserved.

Comment balloon 0 commentsMike Mayer • September 15 2010 09:19PM
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